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CIC Financial Group’s Financial Advisor Team consists of Brad Jardine founder and President, Bryan Figueroa – Vice President, Spencer Jardine – Vice President and Joe Modica Associate Vice President who are also Financial Advisors with Aligned Capital Partners Inc. (ACPI). They specialize in investments through ACPI but also provide extensive experience with tax, insurance and estate planning services, which have been the foundation of CIC Financial Group for many years.
BRAD began his career in 1986 as an Insurance and Financial Services Representative for a major Canadian insurer, and in 1991, he established Creative Insurance Concepts Ltd., known today as CIC Financial Group. He is an honors graduate of Delta High School & Hamilton Collegiate Institute followed by McMaster University until 1984. Brad has earned multiple professional designations including CFP®, CIM®, CLU® and ChFC®. When away from the office it’s not unusual to find Brad and his wife Tanya on the boat enjoying the lake life.
BRYAN began his career in 2006 as Product Manager for a large mutual fund company. In 2010 Bryan became a licensed advisor with Lehigh, MacDonald Financial and later joined CIC Financial in 2019. Bryan is an honors graduate with a degree in Commerce & Economics and has earned his CFP® and CIM® professional designations. When away from the office he and his wife Anna, are kept very busy with three young children.
SPENCER began his career in 2010 at CIC Financial Group leading the Administrative team while completing his mutual funds and life insurance licensing. After graduating Mohawk College in 2014 with a diploma in Financial Services Spencer became a member of CIC Financials’ advisor team. When away from the office he and his wife Stephanie, are kept very busy with their newborn identical twin girls.
JOE began his career in 2013 with a boutique investment counselling firm in Oakville for affluent Canadian families and joined CIC Financial Group in 2025. He graduated from McMaster University with an Honor’s Bachelor of Commerce specializing in Finance & Economics and has earned his CFP® and CIM® professional designations. When away from the office Joe enjoys traveling, cooking and exploring different cuisines with his wife Madeline. Their Boston Terrier loves whatever scraps she can get too. In his spare time he also enjoys watching sports and staying active through golf, cycling, and running.
