We Do That.

CIC Financial Group is well-known for their specialized knowledge, expertise and more than 28 years experience with assisting more than 450 Dofasco retirees through the retirement process. We help make the “complex simple to understand” and pair it with practical advice and information regarding all the complexities of retirement planning, timing, income, tax, estate and more. You will leave your first, no charge, informal meet & greet with the information you will need to make this very important decision. We will guide you on:

  • retirement timing
  • maximizing the various pieces of your retirement package
  • the income you can expect
  • what happens with the proceeds from Fund and Fund 2
  • MVA expectations
  • SRIP including survivor options
  • 5+10 service vacation; take in time, cash or invest
  • CPP and OAS; complete/submit applications as well as provide necessary tax advice
  • what to do with your regular vacation
  •  Tax planning
  • AND, we complete all your paperwork and send it in to pension and benefits for you
  • PLUS, we  honor our Dofasco families every year at the Annual Dofasco & Friends Christmas Party
    In addition, Dofasco’s pension plan has evolved over time, we work with the next generation of Dofasco employees to help them understand the difference in their plan and what they may want to consider if they would like to enjoy a retirement like their predecessors. 

Dofasco employees and retirees also benefit from our expertise and experience on:

·       Fund 1
·       Fund 2
·       SRIP
·       SunLife DCPP
·       SunLife DPSP
·       Current year profit sharing
·      5/10 Service Vacation

·      Remaining vacation
·      Thanks a Ton Points
 

·      CPP and OAS
·      Personal RSP’s
·      Spousal RSP’s
·      TFSA’s
·      Regular Savings

Specialized Services for Dofasco Employees and Retirees at no charge

Pre-Retirement Retirement Date Post-Retirement
·       Focus on maximizing MVA, SRIP and annuity factors
·       Organize savings & RRSP’s for future income
·       Assist with budget & debt reduction
·       Tax planning incl. new income splitting rules
·       Income tax review of prior years for retroactive refund requests
·       Ensure wills and Powers of Attorney Incl. Power of Attorney for Personal Care (Living Will) are up to date
·      Provide personal consultation in home or office

·      Coordinate SRIP start-up & income tax deductions

·      Provide directions for fund transfers

·      Prepare all forms in advance for smooth income transition from payroll to pension

·      Prepare all CPP & Government forms

·       Income Tax Return prepared annually

·       Annual Private Christmas function

·       Regular updates and online access to your plans

·       Old Age Security (OAS) application

·       Personal reviews in home or office

·       Monitor tax and investment issues

How do I get started with CIC Financial?
Simply contact our office to arrange a free no-obligation consultation or email us at dofascoretirement@cicfinancial.ca