We Do That.
How you see your financial goals unfolding can depend on many things. From tax planning to estate planning, one of the many advantages of working with a trusted financial advisor is the peace of mind knowing you have taken positive action to create a financial plan according to your vision.
When choosing a financial advisor you feel comfortable with both personally and professionally it is smart to take your time, talk face-to-face, and ask the right questions. Some questions you may want to consider are:
- How old are you?
If you are older, you may want a younger advisor who will outlive you. If you are young, you may want an older advisor who has been through tough economic times. Also, this question gives you an opportunity to understand the firm’s succession plan. The best-case scenario is that a Junior Advisor is on staff and will be there today and in the future.
- What is your educational background?
Look for a Financial Planner, and professional money manager (CIM or CFP designation) to get the right advice for you.
- How long have you been an Advisor?
Experience counts a lot in the financial field, especially the experience gained in periods with plunging markets.
- Have you been sued or have any reported legal actions?
The Financial Planning Standards Council site reports recent disciplinary actions.
- What services do you perform?
A full view of your financial plan helps advisors give holistic advice based on all the information. This question helps you understand if there are any limitations to the service that can be provided.
- How often do you evaluate my situation and provide an up-to-date forecast?
Annual reviews are important in financial planning. Since needs can change frequently you will want an advisor that stays connected.
How do I get started with CIC Financial?
Simply contact our office to arrange a free no-obligation consultation.