Retirement Planning

“Time in the market is more important than timing the market.”

Current statistics show that Canadians are living longer and therefore, we need our retirement nest egg to last longer. We can no longer rely solely on the government, our pension plans, or a future inheritance to give us the financial security we need. How do you envision life after work? Do you know how much money you will need to make your vision a reality? These are the questions that you should be asking yourself TODAY.

While the challenges facing today’s retirees differ greatly from those faced by our parents and grandparents, the same can be said of “opportunities”. With the wide variety of investment products available today, you have the potential to create a substantial savings for retirement, but with such a vast array of complex and diverse investment options, it can be an overwhelming task. If you begin saving early enough then you will have a long-term horizon for your retirement goals. Saving 10% to 15% of your income can give you a good start on building a healthy nest egg.

At CIC, we take the time to review all aspects of your personal financial situation in assisting you to create a solid long-term retirement plan. We have the expertise and knowledge to objectively lay out a step-by-step plan that brings you closer to your retirement goals. The key is to stick with the plan, keeping your retirement vision in full view.