Life Insurance may be one of the most important purchases you will ever make. The need for coverage and the amount of coverage that may be required is unique to each individual situation. Major changes in life, like marriage, the birth of a child, the start up of a new business or new job, or the purchase of a home may require that we re-evaluate your insurance coverage. It’s important to keep an open line of communication as changes occur, so that we are in a position to provide the best possible client service.
In addition to life insurance coverage, there are also Disability Insurance, Critical Illness Insurance and Long Term Care Insurance. Many people often underestimate their contribution to the financial stability of the family. In the case of an accident or a long-term illness, would you and your family be able to meet your financial responsibilities? We tend not to think about insuring our “income” and financial assets. Disability and Critical Illness insurance are two very different types of coverage that may be able to provide a source of replacement income if you are unable to work. Long Term Care Insurance helps cover the costs of long term care and thus helps to protect your retirement assets against the unpredictability of life. To learn more about these types of insurance, please contact us. Our office has the knowledge and experience to provide you with your best insurance options.